Community Reinvestment Act (CRA) Public File Information
The CRA encourages federally insured banks to help meet the credit needs of the communities in which they do business, especially low- and moderate-income (LMI) communities, consistent with safe and sound operations. The Apple River State Bank is providing information for public inspection under the Community Reinvestment Act (CRA).
Public Information available for Inspection
In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and must be updated annually.
CRA Performance Evaluation
A copy of the bank’s most recent CRA Performance Evaluation (the full evaluation is contained below).
Branch and ATM Information
A list of the bank’s branches, ATM’s, their street addresses, and geographies, including hours of operation.
Opened and Closed Branches and ATMs
Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years.
List of Products, Services, and Fees
A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches.
Assessment Areas
A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.
Jo Daviess County Demographics
Public Notice
Any Other Information the Bank Chooses
Need assistance? Please visit your local Apple River State Bank branch for questions or to receive a hard copy of the banks CRA Public File.
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