A Message from our CEO

As we navigate through these unchartered times together, I want to assure you we remain available to serve your personal, business and agriculture banking needs.

We are designated an "essential business" and are here for you in our locations through our drive-ups, by phone, by appointment when needed, and digitally via on line and mobile banking. In addition, we have the largest network of ATM's in Jo Daviess County and Hazel Green, WI when you need to access cash.

Our lenders and bankers understand these are challenging times for individuals and businesses. As your friends and neighbors, we are here to help find solutions for any financial difficulties you may be experiencing during this time.

Furthermore, we want to remind you that your deposits are safe, secure, FDIC insured up to $250,000 per depositor and we have a variety of ways we can work together to increase this even more. No depositor has ever lost a penny of their FDIC insured funds since the FDIC was created in 1933, and we encourage you not to put yourself or your family at risk of theft or loss of FDIC Insurance by withdrawing more cash than you need for your everyday purchases.

We also want to remind you to be cautious of scams and fraudsters looking to take advantage of this situation. Your Bank and any reputable institution, business, and organization will not ask you for information we already have in an unsolicited manner. Do not respond to any unsolicited emails, phone calls, or letters that ask for your sensitive personal financial or health information. If you receive a communication you are unsure of, contact the sender or caller you believe it to be from at a number or a website you know to be legitimate.

In closing, thank you for entrusting us with your banking needs! We are deeply committed to you and our community and are on standby to help you in any way we can. We are all in this together and we wish good health for you and your families. Be safe and stay healthy!

Joel C. Holland


Joel C Holland

Cheif Executive Officer

Apple River State Bank