TRUST. . . The very word describes what people expect from a bank trust department. Our Trust/Investment Department knows that people look to us for advice, assistance, and "just being there" to talk to. Our Trust/Investment Department has over 20 years of experience in a wide variety of trust and investment services.

If you are considering selecting a Trustee for the management of your financial assets for a beneficiary, many people want professional administration. However, they are also concerned that the professional trustee will demonstrate a caring style that embraces ongoing communication with the client. Our Trust/Investment Department is large enough to accommodate the management of investments for the client, but small enough to offer personalized and thoughtful assistance to the client or the beneficiaries that are to be provided for.

     Investment Management

In instances where investment management is the objective, our Trust/Investment Department has developed a sound investment strategy that is backed by years of experience. We have developed an affiliation with a large and respected company that provides our Trust/Investment Department with outstanding research and excellent account administration. This association, coupled with our personalized approach to client contact has permitted us to deliver the best of both worlds--exceptional service with a caring attitude.

     Stability

Finally, as a locally owned community bank, you can expect the stability and continuity that is vital to managing assets for a client. Our staff is comprised of many people who grew up and live in the community and our philosophy is to treat our employees as family. The result is a Trust/Investment Department that is comprised of dedicated people who look forward to developing a client relationship that will last for many, many years.

Investment products are not FDIC insured, nor are they deposits or obligations of, or guaranteed by your financial institution (Apple River State Bank).  Investment products are subject to risk including possible loss of principal.